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Motor Insurance

In Oman, it is mandatory for vehicle owners to get their vehicles insured. Based on the usage of the vehicle, you can decide to choose the insurance policy best suited to your needs. A typical motor or auto insurance policy covers the vehicle and its passengers. Thankfully, vehicle owners have multiple options these days. There are two types of motor insurance – Comprehensive motor insurance and Third-party motor insurance. To evaluate which suits you best, it is necessary to understand the cover they provide.


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Why Choose MIC?

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Comprehensive
Coverage

From accidents to theft, natural calamities, and third-party liabilities, our policies provide extensive protection.

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Affordable
Premiums

Get the best coverage at competitive rates, with flexible payment options tailored to your needs.

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24/7 Roadside
Assistance

Whether it’s a breakdown or an emergency, our dedicated team is just a call away, anytime, anywhere.

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Quick & Hassle-
Free Claims

Our streamlined claims process ensures you get back on the road without unnecessary delays.

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Cashless
Repairs

Enjoy repairs at our wide network of authorized garages with cashless settlement options.

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No-Claim Bonus (NCB)
Rewards

Drive safely and save! We offer attractive discounts on premiums for claim-free years.

Types of Motor Insurance Plans

Features Third Party Policy Comprehensive Policy
Mandatory Coverage as per Law
Liability for Third‑Party Property Damage
Liability for Third‑Party Injury / Death
Coverage for Damage to the Insured Vehicle (Own Damage)
Natural Disaster & Climatic Event Damage
Cash Compensation Option (instead of repair)
Accident Repairs Covered by Insurer
Complete Protection for Owner’s Vehicle

Add-on Covers

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Additional Accessories

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Personal Accident Addendum

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UAE Extension

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Nil Excess

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Agency Repair

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GCC Extension

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Front Windshield damage

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Protect what matters—get your free insurance quote today!

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